In our article Debit Card use Surpasses Credit Cards, for the first time in Visa’s history, debit card use surpassed Credit Cards in the fourth quarter 2008.  On page 14 of Visa’s Form 8-K, filed on April 29, 2009, U.S. debit card volume was $206 billion, versus a credit card volume of $203 billion.  The growth of debit cards was up 5.5%, while credit cards were down 6.9%.


Because obtaining a visa can be complicated and time-consuming, Travisa does that work for you! We assist individuals, travel agents, and corporate travel departments to meet travel deadlines and requirements. We are not a government agency, but we work directly with passport agencies and embassies to ensure that your travel plans go smoothly. From out innovative order tracking system letting you know where you passport is at all times; to our easy online ordering – Travisa is the passport and visa processor to use "When you need it fast!"
A fee may be charged for issuing a visa; these are often also reciprocal—hence, if country A charges country B's citizens US$50 for a visa, country B will often also charge the same amount for country A's visitors. The fee charged may also be at the discretion of each embassy. A similar reciprocity often applies to the duration of the visa (the period in which one is permitted to request entry of the country) and the number of entries one can attempt with the visa. Other restrictions, such as requiring fingerprints and photographs, may also be reciprocated. Expedited processing of the visa application for some countries will generally incur additional charges.
Both B1 and B2 are visas for temporary stay in US. The B1 visa is business visa and can be used by the applicant to travel to US for business related issues. The B2 visa is tourist visa and the applicant can visit places and must have entered US only for touring purposes. No activities of any financial gain must be carried out during visit by the tourist visa holder. Both B1 and B2 visa…

The United States is an open society. Unlike many other countries, the United States does not impose internal controls on most visitors, such as registration with local authorities. Our immigration law requires consular officers to view every visa applicant as an intending immigrant until the applicant proves otherwise. In order to enjoy the privilege of unencumbered travel in the United States, you have a responsibility to prove you are going to return abroad before a visitor or student visa is issued.
Corporate, government and foreign credit cards are high risk.  They have the highest interchange rates.  You may ask why.  Simply, if someone from a foreign country buys an item here but refuses to pay for it later, perhaps because of a dispute, it is very difficult, sometimes almost impossible to get that money back.  Also, people in corporations and government make purchases that are not authorized by higher management.  If they quit or are terminated, these entities will often dispute the charges as unauthorized.  This makes these three card types high risk.
To combat visa runs, some countries have limits on how long visitors can spend in the country without a visa, as well as how much time they have to stay out before "resetting the clock". For example, Schengen countries impose a maximum limit for visitors of 90 days in any 180-day period. Some countries do not "reset the clock" when a visitor comes back after visiting a neighbouring country. For example, the United States does not give visitors a new period of stay when they come back from visiting Canada, Mexico or the Caribbean; instead they are readmitted to the United States for the remaining days granted on their initial entry. Some other countries, e.g. Thailand, allow visitors who arrive by land from neighbouring countries a shorter length of stay than those who arrive by air.
To travel to the US visa-free, you must have valid ESTA authorization. Once granted, ESTA is usually valid for a period of two years from the date of issuance. During this time, you can make mutiple trips to the US, provided you remain ESTA-eligibile and provided you reason for travel is permissible under the visa waiver program. If your passport expires prior to the two-year point, your ESTA status will no longer be valid.  

With some countries, the validity of a visa is not the same as the authorised period of stay. The visa validity then indicates the time period when entry is permitted into the country. For example, if a visa has been issued to begin on January 1 and to expire on March 30, and the typical authorised period of stay in a country is 90 days, then the 90-day authorised stay starts on the day the passenger enters the country (entrance has to be between 1 January and 30 March). Thus, the latest day the traveller could conceivably stay in the issuing country is 1 July (if the traveller entered on 30 March). This interpretation of visas is common in the Americas.
Certain parts of the country have been designated protected or restricted areas that require special permits and in some cases prior government authorisation. You should indicate your intent to visit a specific restricted region when applying for a visa and a permit will be granted to visit that region only. It is advised that you apply for the special permit for restricted areas when you enter India by visiting the FRRO (Foreign Regional Registration Office) that has offices in all major Indian airports and cities. You must complete an additional form, but there is no fee for a restricted area permit.
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