It’s hard to find airlines that offer fully refundable tickets without any fee in this route. But, check Quantas Airlines’ “Flex” fare. It is fully refundable but they may charge a small service fee when you cancel. Check the “Flex” tickets availability on Quantas first. Then call them to find out the exact service fee that they charge for cancellation. If that service fee is negligible, then go for it. Here is more info -> https://www.qantas.com/regions/amadeus/minirules/SGAUFLEXI_SUMMARY/index.html
5. My actual plan is to use flight only for ENTRY and EXITING time from starting to end of the total trip as I am travelling on budget. Therefore, HOW THE CHEAP AND BEST WAY I should show confirmed RETURN TICKET to each country without really booking a confirmed ticket? Can REFUNDABLE TICKET with VOA be the only good option OR there may be other better ways to do that(I am not a frequent flier though)? 

 India PAP/RAP PAP/RAP required Protected Area Permit (PAP) required for whole states of Nagaland and Sikkim and parts of states Manipur, Arunachal Pradesh, Uttaranchal, Jammu and Kashmir, Rajasthan, Himachal Pradesh. Restricted Area Permit (RAP) required for all of Andaman and Nicobar Islands and parts of Sikkim. Some of these requirements are occasionally lifted for a year.[509][510][511][512][513][514]
Same-sex spouses of U.S. citizens and Lawful Permanent Residents (LPRs), along with their minor children, are now eligible for the same immigration benefits as opposite-sex spouses. Consular officers at U.S. Embassies and Consulates will adjudicate their immigrant visa applications upon receipt of an approved I-130 or I-140  petition from USCIS. For further information, please see our FAQ’s.
I have a few questions on my imminent trip to UK and Europe (traveling on Indian passport). I would be traveling with my parents, both retired and live in India. They are not dependents and have their own source of income. My plan is to first visit UK for 4 days, then travel to France, Switzerland and return to India from Italy. I am currently working as a freelance business consultant, so no ’employer’ as such. In the past I have lived in France for 3 years and have traveled to UK from France on a visitor visa.

The U.S. government, through the Department of State, provides visa information on its website in the Passports and International Travel section. There’s a page for every country which shows the entry and exit requirements for U.S. passport holders. However, requirements can change without notice, and the Department of State’s website may not be up to date. It is wise to check the website of the country you plan to visit, both before purchasing airfare and a few weeks before departure. The Department of State usually provides links to the relevant websites.
By the way, here’s something you should know before using our serviceBy the way, here’s something you should know before using our service. Read MoreIf you haven’t noticed yet, we are not A LAW FIRM AND ARE NOT affiliated with ANY GOVERNMENT AGENCY. WE ARE A PRIVATELY OWNED WEBSITE PROVIDING EASY, SELF HELP ONLINE IMMIGRATION SOLUTIONS. PURCHASE PRICE DOES NOT INCLUDE GOVERNMENT FILING FEES. BLANK FORMS ARE AVAILABLE WITH INSTRUCTIONS FOR FREE FROM THE USCIS. Our software was built by immigration professionals and currently used by immigration attorneys. We pride ourselves in running the latest technology to make the immigration application process easy and secure. Our teams spend hundreds of hours every week improving how our systems work to make your experience the best it can be on any device. Customer service agents are not lawyers and will only answer questions regarding billing or our software. We’re sure the USCIS tries really hard to make the immigration process easier for you, we’re just here to do it better. The choice is yours!close
Many African countries, including Angola, Benin, Burkina Faso, Cameroon, Central African Republic, Chad, Democratic Republic of the Congo, Republic of the Congo, Côte d'Ivoire, Equatorial Guinea, Gabon, Ghana, Guinea, Liberia, Mali, Mauritania, Niger, Rwanda, São Tomé and Príncipe, Senegal, Sierra Leone, Uganda, and Zambia, require all incoming passengers to have a current International Certificate of Vaccination, as does the South American territory of French Guiana[621].
The United States has several visa restrictions that affect whether a potential visitor is granted a tourist visa. Visa applications may be denied on the grounds of health, a criminal record or other security reasons. For example, anyone with a significant communicable disease or a physical or mental health disorder that poses a safety threat will not be allowed entry into the US.
Azerbaijan also strictly bans any visit by foreign citizens to the separatist region of Nagorno-Karabakh[633] (the de facto independent Republic of Artsakh), its surrounding territories, and the Azerbaijani exclaves of Karki, Yuxarı Əskipara, Barxudarlı, and Sofulu which are de jure part of Azerbaijan but under the control of Armenia, without the prior consent of the government of Azerbaijan. Foreign citizens who enter these territories will be permanently banned from entering the Republic of Azerbaijan[634] and will be included in their "list of personae non gratae".[635] As of 2 September 2019, the list mentioned 852 people.

Avoid using ATMs in unfamiliar, secluded, or lightly protected areas. Be aware that criminals often target ATMs and businesses in the early hours of the morning when there are fewer witnesses and law enforcement response times may be delayed. If you opt to use an ATM, select those that are located inside of secure facilities, such as an airport, hospital, bank, or government building. 
Together with fingerprint and face recognition, iris scanning is one of three biometric identification technologies internationally standardised since 2006 by the International Civil Aviation Organization (ICAO) for use in e-passports[656] and the United Arab Emirates conducts iris scanning on visitors who need to apply for a visa.[657][658] The United States Department of Homeland Security has announced plans to greatly increase the biometric data it collects at US borders.[659] In 2018, Singapore began trials of iris scanning at 3 land and maritime immigration checkpoints.[660][661]
Some countries regard Australia's requirement for obtaining an Electronic Travel Authority (ETA) prior to travel as being equivalent to offering visa-free travel when deciding whether to grant the same to Australians wishing to enter their territory. The United States, for example, offers their Visa Waiver Program to Australian passport-holders,[363] and one of the conditions for joining this scheme is that "Governments provide reciprocal visa-free travel for U.S. citizens for 90 days for tourism or business purposes".[364] However, the United States has required from January 2009 a similar ETA from citizens of Australia and some more countries. This system is not called a visa, but Electronic System for Travel Authorization, therefore the USA still allows visa-free travel for Australians. As of December 1998, Japan has also granted visa-free access to Australians.[365] Other ETA eligible countries and territories including Canada,[366] Hong Kong,[367] Malaysia,[368] Singapore,[369] South Korea (90 days)[370] and Taiwan (90 days)[371] also grant visa-free access to Australians while Brunei grants Australians a 30-day visa on arrival.[372]
Some countries regard Australia's requirement for obtaining an Electronic Travel Authority (ETA) prior to travel as being equivalent to offering visa-free travel when deciding whether to grant the same to Australians wishing to enter their territory. The United States, for example, offers their Visa Waiver Program to Australian passport-holders,[363] and one of the conditions for joining this scheme is that "Governments provide reciprocal visa-free travel for U.S. citizens for 90 days for tourism or business purposes".[364] However, the United States has required from January 2009 a similar ETA from citizens of Australia and some more countries. This system is not called a visa, but Electronic System for Travel Authorization, therefore the USA still allows visa-free travel for Australians. As of December 1998, Japan has also granted visa-free access to Australians.[365] Other ETA eligible countries and territories including Canada,[366] Hong Kong,[367] Malaysia,[368] Singapore,[369] South Korea (90 days)[370] and Taiwan (90 days)[371] also grant visa-free access to Australians while Brunei grants Australians a 30-day visa on arrival.[372]

A social security card is used in the U.S. as way to prove your identity. Each social security card has a 9-digit social security number (SSN). This number is unique to each person and used for the purpose of tracking an individual in the U.S. Social Security Administration. All people who work in the U.S. must have a SSN. SSNs are mostly used for tax purposes.
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My question is of all the travel agents I have inquired for Singapore tourist visa said they need a CONFIRMED return flight ticket and they will only send the application for visa ONE month prior to the departure date. But if I wait for that long the flight prices already start soaring high. And if I book a flight early then I am in dilemma if my visa is rejected I will lose all my flight booking amount.
Note: It may be possible to obtain a required visa upon arrival at some of these destinations. Significant restrictions often apply and requirements for entry vary. Check with the local consulate for details. Inquire with your airline if boarding is allowed without a visa. Immigration officials in the destination country can refuse entry to anyone for any reason. To minimize risk of being refused entry and to avoid excessive waiting for an on arrival visa to be issued, CIBTvisas strongly recommends that travelers obtain all visas prior to departure.
Countries have visa restrictions in order to check and control the flow of visitors in and out of the country and to prevent illegal immigration and other criminal activities. Forcing travellers to apply for a visa allows the authorities to vet potential visitors. For example, individuals may attempt to travel to a country with better economic opportunities in order to work illegally there.
Azerbaijan also strictly bans any visit by foreign citizens to the separatist region of Nagorno-Karabakh[633] (the de facto independent Republic of Artsakh), its surrounding territories, and the Azerbaijani exclaves of Karki, Yuxarı Əskipara, Barxudarlı, and Sofulu which are de jure part of Azerbaijan but under the control of Armenia, without the prior consent of the government of Azerbaijan. Foreign citizens who enter these territories will be permanently banned from entering the Republic of Azerbaijan[634] and will be included in their "list of personae non gratae".[635] As of 2 September 2019, the list mentioned 852 people.
Important Notice on Missing Documents: If a required document is unavailable per the country-specific guidelines in the Document Finder tool, you do not need to submit them to NVC. However, if you cannot obtain a required document for another reason, you must submit a detailed written explanation to NVC when you submit your other documents. The consular officer will then determine at the time of the visa interview whether you must obtain the missing document before a visa can be issued. As a general rule, any document that is listed as “available” on the Document Finder tool must be reviewed by a consular officer. Failure to obtain all required documents will delay your case.
AVIATION SAFETY OVERSIGHT: The U.S. Federal Aviation Administration (FAA) has assessed the government of Brazil’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of Brazil’s air carrier operations. Further information may be found on the FAA’s safety assessment page.
Most countries in Africa require all travelers from the U.S. to obtain visas before entry. Tourist visas are required for every African country except for Senegal, Lesotho, Rwanda, Malawi, Namibia, Botswana and South Africa. Seychelles does not require a tourist visa if you have proof of a hotel reservation. Mauritius will allow tourist entry without a visa if you have proof of funds and a return ticket to your home country. Certain countries in North Africa that require U.S. residents to obtain a tourist visa -- at the time of publication, Libya and Sudan -- can refuse to issue you a visa if your passport shows you have previously visited Israel.

Thailand – India passport holders can get VoA for 15 days for 2000 THB. Thailand is waiving the VoA fee until the end of Jan. So, if you go before the end of Jan, the fee is 0. After that, it’s 2000 THB. You can also apply for a pre-approved visa from Thai consulate or VFS. It’s free of charge through Thai consulate and VFS changes some fee. More info at Thailand Visa Guide.
Most Asian countries require U.S. tourists to obtain visas. For travel to India, U.S. nationals must obtain visas before arrival in the country. U.S. residents are not allowed into North Korea except as part of a special approved tour. No visa is necessary for tourist visits to Japan or South Korea, of less than 90 days. You can visit Hong Kong or Singapore without a visa in most instances.
1. It doesn’t matter much. I have known readers who have applied for the UK visa first and Schengen later. They had similar itineraries comprising a trip to UK and Europe. In my opinion, going for the UK visa first is better since your passport will be away at the UK consulate for almost 30 days. You can neither track your visa status nor talk to someone at the consulate. It can be annoying if you already had your Schengen visa and the travel dates are approaching.
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